car financing in Aylmer, Ontario
we arrange financing on the vehicles we sell, through a range of lenders rather than one.
that matters more than it sounds. a dealer tied to a single lender has one answer for every customer. working with several means the application goes to the one most likely to say yes on reasonable terms for your particular situation.
how it actually works
- you apply, which takes a few minutes and asks about income, employment and what you owe.
- we submit it to the lenders most likely to suit your situation.
- they respond with what they will lend, over what term, at what rate.
- we tell you what came back, including when the answer is not good, and you decide.
nobody is committed to anything until you sign, and applying does not oblige you to buy a vehicle.
all credit situations
good credit, thin credit, or credit that has taken a beating. we work with all of them, and the answer varies.
what we will not do is tell you over the phone that you are approved before a lender has said so. approval is a lender's decision and no dealer can promise it in advance. anybody who does is telling you what you want to hear.
rebuilding after a proposal or a bankruptcy
this is a large part of what we do, and it has its own page: see rebuilding your credit.
what the advertised price means
every price on this site is a finance price, and the cash price is shown beside it. both are plus HST and licensing.
the finance price is lower because our lending partners fund a discount on it. if you pay cash you genuinely pay the higher figure, which is why we show both rather than one. you should never arrive expecting one number and be asked for another at the desk.
where to start
apply online through get approved, or call 519-773-7132 and talk to somebody first. both are fine. some people would rather ask questions before filling anything in, and that is a reasonable way round.